It’s open enrollment season. Here’s what you should do differently this year

If you don’t anticipate big costs, a high-deductible health care plan may be a better fit, said Misty Guinn, director of benefits and wellness at Benefitfocus, …

Do you expect to have high health care costs next year — like prescription costs, care for a chronic health issue or expect to have a baby — or do you just need preventative care? If you don’t anticipate big costs, a high-deductible health care plan may be a better fit, said Misty Guinn, director of benefits and wellness at Benefitfocus, a benefits management provider.